Financial Planning Solutions, Inc., differs from most financial planning companies in three critical ways.

FLEXIBILITY

There is no "silver bullet." Many planning companies favor one approach, product or investment vehicle on a consistent basis regardless of the client’s needs or goals. It is a one size fits all approach. At Financial Planning Solutions, Inc., we use a multi-tiered planning program to coordinate all available products and planning strategies to accomplish your specific financial needs and goals.

EXPERTISE

The key here is not just experience, but experience with the specific business platform of practicing healthcare professionals and small business owners. Financial Planning Solutions, Inc., understands the unique challenges faced by this group and has developed financial planning strategies to address these issues.

CONSERVATIVE PLANNING

Most firms representing themselves as conservative planners use mostly government backed investments which typically have very low rates of return and few, if any, tax benefits. At Financial Planning Solutions, Inc., we combine the benefits of both qualified and non-qualified plans allowing us to realize investment returns that are near or equal to the major stock market indexes. Not only are these returns greater than most other firms’ conservative government backed recommendations, they also enjoy very little risk to principal invested, along with the potential for substantial tax deductions for your practice or business.

STAGES OF FINANCIAL LIFE PLANNING

We develop a financial life plan that, when implemented fully, will guide you through the following financial phases of your practice or business:

• Startup – Acquiring or self startup of a practice or small business. (Includes financing, ownership structure, accounting foundation and benefits.)
• Growth – Determining whether you are comfortable with one location or want to grow to multiple locations and offer a broad range of products delivered through multiple channels. (Includes tax planning, benefits, risk management, savings, asset protection.)
• Maturity – Stabilizing your growth plan and adjusting both (1) the time you are willing to commit and (2) the income you are willing to accept, to position yourself for transition to retirement. (Includes financial and estate planning, saving, transition planning.)
• Transition to Retirement – Sale or liquidation, or the orderly transfer to family members or partners, of the business or practice and retirement. (Includes estate planning, tax planning, asset conversion and protection.)

The key to your financial and estate plan is only one step away. Find out how Financial Planning Solutions, Inc’s., multi-tiered planning approach will address each of your unique needs and financial goals. Whether you are a startup or approaching transition to retirement, Financial Planning Solution, Inc., can design a comprehensive plan for you.